https://69mike.com/tags/asset-allocation/ Recent content in Asset Allocation on Qiaomai Liu https://69mike.com/images/default-cover.png https://69mike.com/images/default-cover.png Hugo -- 0.163.3 en Mon, 20 Jul 2026 00:41:46 +0800 https://69mike.com/posts/worker-asset-stack/ Mon, 20 Jul 2026 00:41:46 +0800 https://69mike.com/posts/worker-asset-stack/ 从美国股市的‘失去的十年’和日本长期停滞出发，提出 Worker Asset Stack：把健康、时间、人力资本、金融资本、可所有化资产与配置能力放进同一张人生资产负债表，并用 Human Capital ETF 管理其中的人力资本配置。